Like your favourite kopi, Fullerton SGD Heritage Funds are designed for every Singaporean
Robust blends of underlying assets that provide monthly payouts1 and potential capital appreciation
INCREASED regular fixed payouts at 5.5% p.a. for Fullerton SGD Heritage Income Fund classes B and B1 (US$-Hedged)2
Introducing the Fullerton SGD Heritage Series
Investing is like enjoying kopi—there is one for every palate and climate.
The Fullerton SGD Heritage Series is crafted to meet your appetite for retirement income, regardless of market conditions. Designed by homegrown investment experts, our robust funds can bring you monthly payouts1 and potential capital appreciation over the long run.
Why invest in the Fullerton SGD Heritage Series?
The fund series seeks to provide for your investment needs at life’s different stages, may it be to grow your capital for wealth accumulation, achieve a gao (“intense”) cash payout for retirement income, or somewhere in between. The Funds are conceptualised with the following considerations:
SGD currency
SGD-based solution that Singaporeans are more comfortable with
Yield
Ability to provide regular yield to support an active retirement lifestyle
Singapore properties
Quality real estate in land-scarce Singapore that generates steady rental yield
Capital gains
Some capital upside over time to build asset base and hedge against inflation
Fullerton SGD Heritage Income
Just like how Kopi Gao packs quite a punch, this fund delivers thick monthly payouts to boost your income.
SG Bonds
Offers a relatively steady stream of coupon payments in SGD. Generally less volatile than its global peers.
S-REITs
A liquid vehicle to invest in real estate. REITs generate a steady income stream for investors from the properties they own and manage, and offer some upside potential.
Asia Bonds
Investment-grade and high yield credit opportunities in the deep and fast-growing Asian credit market. Can offer a higher level of income than SG bonds.
Strategic Asset Allocation
For investors who favour income and downside risk protection. This fund invests in bonds and S-REITs to deliver an increased fixed payout of 5.5% p.a.2 or 8.8% p.a. S-REITs also offer limited potential capital appreciation.
For fund details, refer to the factsheet and product highlight sheet.
Note: We have discretion to perform tactical asset allocation and vary the percentage of the NAV of this fund that is exposed to the various underlying instruments, including the percentage allocated to the stated assets. The fund may also invest in developed market equities (ex-Asia) for diversification reason.
Fullerton SGD Heritage Balanced
Similar to the smooth and flavourful Kopi, you can enjoy both monthly payouts and potential capital appreciation with this well-balanced fund.
SG Bonds
Offers a relatively steady stream of coupon payments in SGD. Generally less volatile than its global peers.
Asia Bonds
Investment-grade and high yield credit opportunities in the deep and fast-growing Asian credit market. Can offer a higher level of income than SG bonds.
Asia Stocks
Access the upside potential of companies that benefit from Asia’s long-term growth story, driven by the countries’ strong underlying fundamentals.
S-REITs
A liquid vehicle to invest in real estate. REITs generate a steady income stream for investors from the properties they own and manage, and offer some upside potential.
Strategic Asset Allocation
For investors who are looking for a proportionate blend of income and capital appreciation. This fund invests evenly in bonds and equities (including S-REITs). Historically, bonds have offered income and stability during market downturns. Equities and S-REITs provide potential capital appreciation and yield respectively.
For fund details, refer to the factsheet and product highlight sheet.
Fullerton SGD Heritage Growth
Like the rounded and mellow Kopi Po, this fund lets you savour potential capital appreciation with a taste of monthly income.
Asia Stocks
Access the upside potential of companies that benefit from Asia’s long-term growth story, driven by the countries’ strong underlying fundamentals.
SG Bonds
Offers a relatively steady stream of coupon payments in SGD. Generally less volatile than its global peers.
Asia Bonds
Investment-grade and high yield credit opportunities in the deep and fast-growing Asian credit market. Can offer a higher level of income than SG bonds.
S-REITs
A liquid vehicle to invest in real estate. REITs generate a steady income stream for investors from the properties they own and manage, and offer some upside potential.
Strategic Asset Allocation
For investors who favour capital appreciation over income and can ride out short to mid-term market volatility. This fund invests primarily in equities and S-REITs for potential capital appreciation, supplemented with some income from S-REITs and bonds.
For fund details, refer to the factsheet and product highlight sheet.
Ready to discuss your retirement plans?
Standard Chartered Bank is our exclusive distributor for the Fullerton SGD Heritage Series. Please reach out to Standard Chartered Bank for further enquiries.
Contact your
Standard Chartered Relationship Manager
For in-depth detail, refer to the fund prospectus.
1 For distributing units.
2 Fixed distribution rate of the Fullerton SGD Heritage Income Fund B and B1 (US$-Hedged) classes has been raised from 5% p.a. to 5.5% p.a. over 8 quarters, through bonus quarterly distributions of 0.5% p.a. starting from the calendar quarter ending December 2022. The last bonus quarterly distributions will be in September 2024 and fixed distributions will revert to 5% p.a starting from December 2024.
Disclaimer
This publication is for information only and your specific investment objectives; financial situation and needs are not considered here. The value of units in the Fund and any accruing income from the units may fall or rise. Any past performance, prediction or forecast is not indicative of future or likely performance. Any past payout yields and payments are not indicative of future payout yields and payments. Distributions (if any) may be declared at the absolute discretion of Fullerton Fund Management Company Ltd (UEN: 200312672W) ("Fullerton"), except for fixed distribution payout, and are not guaranteed. The fixed distribution rate may not reflect the rate of return on your investments. Distribution may be declared out of income and/or capital of the Fund, this may result in an immediate reduction of the net asset value per unit in the Fund. Distribution out of capital may result in a partial return of your original investment and reduced future returns. Applications must be made on the application form accompanying the prospectus, which can be obtained from Fullerton or its approved distributors. You should read the prospectus and seek advice from a financial adviser before investing. If you choose not to seek advice, you should consider whether the Fund is suitable for you. The Fund may use or invest in financial derivative instruments. Please refer to the prospectus of the Fund for more information.
Exclusively distributed by:
